Legal Disclaimers and Terms of Use

Terms of Use:

Welcome to E-Choice Insurance Services’ Web site. We appreciate your interest in us and hope to make your on-line experience enjoyable and secure. You are very important to us and we will make every reasonable effort to safeguard any private information we collect. Please read the below Terms of Use carefully before using this site. By using this site, you agree to the following Terms of Use without limitation or qualification. If you do not agree to these Terms of Use, please do not use this site.

Legal Disclaimer:

E-Choice Insurance Services, Inc.—henceforth known as E-Choice Insurance—provides this Web site. E-Choice Insurance provides this Web site on an “as is” and “as available” basis.  E-Choice Insurance makes no representations or warranties of any kind express or implied, as to the operation of this site or the information, content, materials, or products included on this site.  You expressly agree that your use of this site is at your sole risk. Any links to other web sites are provided with the intent and as a courtesy to best meet your coverage needs or for informational purposes, and are not necessarily intended as an endorsement of E-Choice Insurance. To the Full extent permissible by applicable law, E-Choice Insurance disclaims all warranties, express or implied, including, but not limited to implied warranties of merchantability and fitness for a particular purpose.

Cancellation of Existing Policy:

E-Choice Insurance will not be liable or held responsible to cancel, discontinue or terminate any application made on this web site, through its Web site links, or paper applications. E-Choice Insurance will not cancel any of your policies without your, the applicant’s, written request.

E-Choice Insurance advises that no existing insurance be cancelled until you receive a written confirmation from the replacing insurance company that your new policy is in force and its final terms are agreeable to you.

Changes:

E-Choice Insurance reserves the right to make changes to its Web site, products, and services, Legal Disclaimer and Terms of Use without notice to you. We encourage you to review E-Choice Insurance’s Web site and these terms periodically for any updates or changes. Your continued access or use of E-Choice Insurance’s Web site shall be deemed of your acceptance of these Legal Disclaimers and Terms of Use and any changes and the reasonableness of these standards for notice of changes.

Jurisdiction:

Certain State laws do not allow limitation on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions or limitations may not apply to you, and you might have additional rights.

By visiting E-Choice Insurance’s website you agree that the laws of the state of Texas, without regard to principals of conflict or laws, will exclusively govern these legal and licensing terms and any dispute of any kind that may arise between you and the E-Choice Insurance. You agree that any legal action or proceeding between you and E-Choice Insurance will be brought exclusively in a federal or state court of competent jurisdiction witting in Austin, Texas. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any of the remaining provisions.

Linking to Other Sites:

From time to time we will provide links to other web sites, not owned or controlled by E-Choice Insurance. We do this because we believe these links will assist you to best meet your coverage needs and the information might be of interest or use to you, our customer. As your broker, we add such links with intent to provide you with value added services. While we do our best to ensure your privacy, we cannot be responsible for the privacy practices of other sites. Links to non-E-Choice Insurance web sites do not constitute or imply endorsement by E-Choice Insurance. Additionally, we make no guarantees to the quality or accuracy of information presented on non-E-Choice Insurance web sites. E-Choice Insurance neither reviews nor controls the content and accuracy of these web sites, and therefore will not be responsible for their content and accuracy. Your access to non-E-Choice web sites is at your sole risk. We encourage you to review the privacy practices of any web site you visit.

Licenses:

Our affiliated insurance license numbers are as follows:

  • Arkansas: 290300
  • Arizona: 851925
  • California: 0E93294
  • Florida: P023111
  • Georgia: 740003
  • Louisiana: 408979
  • Maryland: NPI 99945333
  • New York: LA-1008498
  • Ohio: 692299
  • Pennsylvania: 450746
  • Virginia: [Huda Durri (Shams)]
  • Texas: 18325 and 1235670

Minors and Child Online Privacy Protection Act:

E-Choice Insurance does not direct content to Minors and does not intend to collect personal information from Minors. Therefore it is not subject to the Child Online Privacy Protection Act. If you allow your Minor child, or a Minor for whom you are a legal guardian, to access and use E-Choice Insurance’s Web site, you agree that you will be solely responsible for providing supervision and for the consequences of any use of such Minor.

Ownership of Information:

Any information, other than personal data or information, you transmit to E-Choice Insurance via this website, by electronic mail or otherwise, including data, questions, comments, images, or suggestions will be treated as non-confidential and non-proprietary and will become the property of E-Choice Insurance Services, Inc. Such information, other than personal data, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. E-Choice Insurance is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to E-Choice Insurance via this website or by any other means for any purpose whatsoever, including but not limited to, developing and marketing products using such information.

Personal Information:

To serve you best, we must collect personal information. The more information we have, the better we are able to serve you. Information that can identify you as a specific person—such as your name, phone number, fax number, e-mail address, birthday, income, social security number, address, medical health history information, and credit card number—is treated as personal information. We intend to live-up to the most honorable ethical standards and as such we intend to treat your personal information to serve you best. Further, E-Choice Insurance and its affiliates are bound by local and/or federal laws to hold your non-public personal information confidential. We will share your non-public personal information with our affiliates to help us serve you best. We use physical, technical, and procedural methods to protect your private, non-public, information. E-Choice may disclose or report your non-public personal information to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.

Please use your best judgment when sending information via the Internet to an e-mail address. E-mail sent via the Internet may pass through private and public networks with varying levels of security. This may compromise the privacy and integrity of an e-mail. An e-mail may be copied, altered or destroyed. If you have a personal or confidential information to relay to E-Choice Insurance, please use your best judgment, and when in doubt please call us. We are here to serve you.

Products and Services Not Available in All States:

The product and service descriptions, if any, provided by E-Choice Insurance’s Web site are not intended to constitute offers to sell or solicitations in connection with any products or services. Product availability and benefits may vary by state. Products may not be available in all jurisdiction. If you are interested in a particular product contact E-Choice Insurance to assist you in determining whether or not the product and services are available in your jurisdiction.

E-Choice Insurance makes this Web site available only to provide information, and services available within the jurisdiction it’s duly licensed to serve. Please contact E-Choice Insurance with any concern.

 

Restrictions on Use of Materials:

E-Choice Insurance’s Web site is owned and operated by E-Choice Insurance. Except as otherwise expressly permitted by E-Choice Insurance, no materials from this Web site or any other Web site owned, operated, licensed or controlled by E-Choice Insurance may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other propriety notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the any text, images, audio, and video without E-Choice Insurance’s written permission. E-Choice Insurance neither warrants nor represents that your use of materials displayed on its Web site will not infringe rights of third parties.

E-Choice Insurance makes no representation that all materials, except as described otherwise, are appropriate or available for use in all other locations. If you use this site from other locations you are responsible for compliance with applicable local laws. E-Choice Insurance makes this Web site available only to provide information and services available within the jurisdiction it’s duly licensed to serve. Please contact E-Choice Insurance with any concern.

Termination:

This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all E-Choice Insurance’s Web sites and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice from E-Choice Insurance if, in E-Choice Insurance’s sole discretion, you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all copies thereof, whether made under the terms of this agreement or otherwise.

Trademarks and Servicemarks:

There are references throughout E-Choice Insurance’s Web site to various trademarks or servicemarks. These marks, whether registered or not, are the properties of their respective owners. Nothing contained on this Webs site should be construed as granting, by implication or otherwise any license or right to use any trademark or servicemark displayed on this website without the written permission of E-Choice Insurance. Your use of the trademarks or servicemarks displayed on this Web site, or any other content on this Web site, except as provided herein, is strictly prohibited.

Images displayed on this website are either the property of E-Choice Insurance, or used with permission by their prospective owners. The use of these images by you, or anyone else authorized by you is prohibited unless specifically permitted by E-Choice Insurance. Any unauthorized use of images may violate copyright laws, trademark laws, servicemark laws, the laws of privacy and publicity, and communications regulations and statues.

Viruses, Worms, and Other Harmful Components:

E-Choice Insurance does not warrant that this site, its servers, its downloaded files, or e-mail sent from the company are free from viruses, worms or other harmful components. E-Choice Insurance will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, even if the company is made aware of the possibility of such damages.

 


Copyright © Perpetual. E-Choice Insurance Services Inc.  Never for public use/communication. Void where prohibited by Law.  All inviolable and unalienable Rights to Life, lLiberties, Pursuits of happiness, Immunities, Defenses, Powers, Remedies and/or the likes claimed in specific and/or general. Claimant in Full Power.
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